There are several reasons why one would refinance.  The most common type of refinance is a rate and term refinance. This occurs when market interest rates have gone down and a borrower has the ability to reduce their interest rate by 15% or more. So if your rate is 5%, ...
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Credit is stressful and scary and bad credit can cost you a ton of money! Just think about how many credit repair company commercials you see every day… It is big business for a reason.  However, just like studying for a big test, if you don’t prepare correctly, you will ...
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